.heads 	{  font-family: Verdana, Arial, Helvetica, sans-serif; 
	font-size: 18px; 
	font-style: italic; 
	font-weight: 900; 
	color: #41558B; 
	text-decoration: none
	}
.txtw 	{  font-family: Verdana, Arial, Helvetica, sans-serif; 
	font-size: 12px; 
	font-weight: normal; 
	color: #000000; 
	text-decoration: none
	}
.navtxt {  font-family: Verdana, Arial, Helvetica, sans-serif; 
	font-size: 12px; 
	font-weight: bold; 
	color: #000000; 
	text-decoration: none
	}
a.navtxt:link	{
	font-family: Verdana, Arial, Helvetica, sans-serif; 
	font-size: 12px; 
	font-weight: bold;
	color: #000000
	}

a.navtxt:active 
	{ 
	font-family: Verdana, Arial, Helvetica, sans-serif; 
	font-size: 12px; 
	font-weight: bold;
	color: #E52626
	}
a.navtxt:hover 
	{ 
	font-family: Verdana, Arial, Helvetica, sans-serif; 
	font-size: 12px; 
	font-weight: bold; 
	color: #0099CC
	}
.disclaimer {  font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 9px; font-weight: normal}

body { background-image: url(images/bg.gif)} 
.topno {  font-family: Arial, Helvetica, sans-serif; font-size: 13px; font-weight: bolder; color: #84CEFF}